Many new investors hear about buying properties with no money down. They think it’s often a way to get rich quick, and they buy into the idea or don’t. Yet is that what it’s really all about? If you were to buy a property with no money down, you would certainly need a squeaky clean credit history. Even with measured steps and a solid track record, is it even a good idea to buy a property with no down payment? Let’s talk about how that situation actually plays out and becomes a reality.

Great Deals On Properties

The real estate market is quite different these days. In the years leading up to 2006, new investors could have purchased properties quite easily with no money down. Yet after the housing market bubble, that’s not really the norm. That goes for people buying primary residences and for investors. Yet that’s not the end of the story. First of all, it’s definitely a buyer’s market out there.

That means that you can find some great deals on properties. While it is a buyer’s market in terms of property values and interest rates, banks are not just throwing money around. That means you have to buy according to the standards of lenders out there. Now that’s where the rest of the story comes into play.


It was mentioned that new investors hear about buying property with zero money down, and they think that’s where they are going to start. Nothing good comes easy. You have to build up to that point. You see, established real estate investors have equity in other properties. They can use that equity as leverage to help them buy other properties without having to make a substantial down payment.

Real Estate Market

Does that make sense to you? A real estate investor friend of mine has built up quite a big business for himself. He told me initially that he found out a bank would allow him to borrow as much as he already had. In other words, if he had $5k, the bank would allow him to borrow $5k, regardless of credit history. He built his business from there.

Along the way, he was able to use equity in other properties to help him secure the financing of other properties. Do you see how it works now? You can’t possibly think that you can step into the real estate game without any money. However, you also shouldn’t dismiss the idea of buying properties with no money down. It’s all in how you build your business correctly to that point.

You can do it, but you are going to have to take those steps. Learn about the real estate market, understand what works and what doesn’t, and build up that portfolio. Make wise investment decisions, and soon, you will be buying properties without putting down the cash. The banks will see that you’re handling your business wisely, and they will want in for sure. They make wise investment decisions, just like you are going to do, based on the current market. To know more contact us or visit the website at